Rates
30-Year Fixed Rates Show Slight Decline in Spring 2025
Freddie Mac's weekly survey shows the 30-year fixed-rate mortgage edging lower amid softer inflation data, giving buyers renewed purchasing power heading into summer.
GPC Financial Corporation helps families and investors secure the right loan with confidence. Serving all of California.
Residential and commercial financing tailored to your situation.
Traditional financing with competitive rates. Ideal for borrowers with strong credit and stable income. Available for primary, secondary, and investment properties.
Government-backed financing with more flexible qualification requirements. Great for first-time buyers or those rebuilding credit.
Exclusive benefits for eligible veterans, active-duty service members, and surviving spouses. Honor your service with exceptional terms.
Financing solutions for income-producing properties, mixed-use buildings, retail, and investment portfolios in the greater Los Angeles area.
Lower your rate, access equity, or restructure your mortgage to fit your life today.
Tap into your home's equity to fund renovations, consolidate debt, invest, or cover major expenses — all while potentially improving your rate.
Get StartedReduce your interest rate, shorten your loan term, or switch from an ARM to a fixed rate. Save thousands over the life of your loan.
Get StartedA Home Equity Line of Credit gives you flexible, revolving access to your equity — borrow what you need, when you need it, at competitive rates.
Get StartedTrusted sources for loan programs, regulations, and homebuyer assistance.
U.S. Dept. of Housing & Urban Development — FHA programs, homebuyer resources, fair housing.
VA.gov — Eligibility, benefits, and the official VA home loan program for veterans and service members.
Conventional loan guidelines, HomeReady program, and affordability tools for homebuyers.
Home Possible loans, conventional guidelines, and tools for mortgage professionals and buyers.
Consumer Financial Protection Bureau — rate explorer, loan estimate explainer, and homebuyer guides.
Zero-down rural housing loans and homeownership programs from the U.S. Dept. of Agriculture.
Verify licenses for mortgage brokers, companies, and loan officers nationwide.
California DRE — license verification, real estate law, and consumer protection resources.
Latest updates on rates, policy, and housing market trends.
Freddie Mac's weekly survey shows the 30-year fixed-rate mortgage edging lower amid softer inflation data, giving buyers renewed purchasing power heading into summer.
HUD announced updated FHA loan limits, with Los Angeles County seeing higher ceilings that open FHA financing to more buyers in competitive coastal markets.
The VA reports record utilization of the VA home loan benefit, with more veterans and service members using their zero-down advantage in high-cost markets.
The Federal Reserve's decision to hold the federal funds rate steady has mixed implications for mortgage markets, with analysts watching bond yields for the next signal on direction.
With LA-area home values holding strong, HELOCs and cash-out refinances are seeing a resurgence as homeowners leverage built-up equity for improvements and investment.
The California Housing Finance Agency is expanding access to down payment assistance and first-time buyer programs, helping more Californians overcome the largest barrier to homeownership.
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Licensed Mortgage Broker — Greater Los Angeles
With over a decade of experience in California real estate finance, Gloria brings expertise, transparency, and a personal touch to every transaction. From first-time buyers in the San Fernando Valley to seasoned investors acquiring commercial properties in LA, Gloria's commitment is to find the right loan — at the right rate — for every client.
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